The "BLOG"

Welcome the the "BLOG", provided by the law firm of Patrick F. Dwyer & Associates, LLC. The "BLOG" is intended to provide useful information for the firm's clients and friends. We'll periodically post articles and information on a variety of topics, from a variety of sources, so check back often.

Please note that the "BLOG" is for advertising purposes only. Any information obtained from the "BLOG" is not, nor is it intended to be, legal advice. See Disclaimer (below).

Thursday, March 29, 2012

Team Pie It Forward

We are very proud to be involved with a great organization like Community Servings. For the past three years, we've been part of team Pie It Forward, a pie-selling team of business professionals that takes part in Community Servings' Pie In The Sky initiative (if you're not familiar with it, please click HERE). This past year (2011), our team far surpassed it's goal....raising close to $26,000.00 and earning the #1 ranking among pie-selling teams. In addition to selling pies for charity, our team also participated at Pie Central, where volunteers inspect, box and load pies for deliver just before the Thanksgiving holiday.
Also, for the past three years, after we've done all of the hard work, we celebrate as a team. This year we took our celebration to Porcini's restaurant in Watertown (a diamond in the rough). We had a very fun night celebrating with our team!
We'd like to thank all of our Team Pie It Forward members:

Mike Bavuso, President, Big Foot Moving & Storage; Karen Coleman, Advance Restaurant Finance; Tamela Roche, REMAX Destiny; Kathy Wentworth, Leader Bank; Brian Jurgens, W.T. Kenney Co. Inc. Painting Contractors; Marg-e Kelley, USPAP Certified Appraiser, Kelley Auctions; Brooke Kavoogian, GK Kerkorian Insurance Partners; Joe Aceto, UBS Financial Services; Janet Picinich, Janet Koenig Picinich Photography; Walker Christie
Until next year....

Wednesday, June 15, 2011

Good News about Mortgage Rates and Market Activity







The Mortgage Bankers Association announced that its seasonally adjusted index of mortgage applications increased by 13% in the week ending June 10, 2011. This was the biggest gain since March. This index includes both refinance and purchase transactions.

Total Breakdown:

Refinance application were up 16.5%
Purchase applications were up 4.5%

Declining Rates:

The group went on to point out that Mortgage rates have dropped for 8 of the past 9 weeks.

Contact Dwyer Law:

If you are considering refinancing your property or purchasing a new one and are looking for assistance with the process, please feel free to give us a call (Initial consultations are free).

Final Thoughts:

If you are a first time homeowner or looking to upgrade, NOW is a good time to get off the fence and into the Market. And, if you are already a home owner NOW is a good time to contact your mortgage consultant to see if you can lower your monthly payments.



For more information see: http://http//www.reuters.com/article/2011/06/15/us-usa-economy-mortgages-idUSTRE73C1ZG20110615

Tuesday, April 19, 2011

ANNOUNCEMENT

We're pleased to announce that Attorney John Spino has joined the firm as "Of Counsel" to provide full estate planning services for our clients. John brings over 12 years of experience to the firm. John will work with you to determine what estate plan is the best plan for you and your family.

In addition, he'll focus on minimizing the tax liabilities that may be present and on avoiding or minimizing the impact of probate. John accomplishes this by collaborating with you, your Financial Planner and your Tax Advisor to develop a customized Estate Plan that meets your individualized needs and concerns.

John also has the experience to assist you in all phases of the estate administration and probate. He understands the role of an Executor, Administrator, Personal Representative or other interested party and knows how to ease the administrative burdens of estate administration.

We invite you to contact our office to schedule a free, no obligation consultation with John. Call (617) 244-2665.

Thursday, March 3, 2011

Team Pie It Foward Raises $17,350.00

For the second year in a row, we were a proud member of team Pie It Forward. The following is our 2010 press release:


Thanks to generous support from family, friends and clients, Team Pie It Forward sold 604 pies raising $17,350 for “Pie in the Sky” annual bake sale held by Community Servings. From late October to a few days before Thanksgiving, “Pie In The Sky” made history – raising over $500,000 with over 14,000 pies sold by hundreds of volunteers.

True to our namesake; Team Pie It Forward donated gift pies to the United States Marine Corps “Toys for Tots” in Boston to show our appreciation for their service to our country and their continued dedication to make the holidays a little brigher for so many children.



Team Pie It Foward celebration dinner at Eastern Standard

Team Pie It Forward 2010 members: Tamela Roche, Mike Bavuso, Brian Jurgens, Karen Coleman, Brooke Kavoogian, Joseph Aceto, Kathleen Wentworth, Janet Picinich, Andrew Sheehan and Patrick F. Dwyer & Associates. Meet the Team Members below! Special Thanks to the volunteers who helped us at Pie Central - Ryan Moore and Walker Christie!

Team Pie It Forward delivered 150+ pies to local companies such as Morgan Stanley Smith Barney, Cambridge Offset Printing, Leader Bank, Patriot Financial Group and for Patrick F. Dwyer & Associates thanks to the generosity of Mike Bavuso, President of Big Foot Moving & Storage, Inc. and his entire crew who donated their services to deliver thousands of pies to pick-up locations throughout greater Boston.


Thanks to all of our clients and friends who purchased pies and/or donated money!

Thursday, February 24, 2011

What to buy? Large or Small Condominium?

About a month ago, there was a very interesting article in the Boston Globe by Kris Frieswick, regarding the struggles of living in a small condominium. The article, called "Home Sweet Hell", chronicled the neighborly battles of a few small condominium homeowners, which were anything but neighborly. So, what's better? Living in a small condominium or large condominium? This is a difficult question to answer, and the answer will vary from person to person. Here are a few important considerations when choosing between a small and large condominium:

Small Condominium (2-10 units)
- Typically self-managed
- Involved in all aspects of decision making; budget
- Less privacy; very familiar with neighbors
- Less amenities
- Lower association fees


Large Condominium (10+ units)
- Typically have property manager
- Decisions usually left to manager and handful of trustees
- More privacy; owners can blend in
- Typically more amenities: concierge, indoor parking, etc.
- Higher association fees


In either case, it's very important to read the condominium documents when purchasing a condominium unit. It's also important to have any attorney represent your interests when purchasing. A good attorney will thoroughly review the documents on your behalf. Lastly: REMEMBER TO ASK QUESTIONS! You're making a large investment, know what you're getting yourself into!

Thursday, November 18, 2010

Client Selected To Design First Night Pin!

Congratulations to client and local artist Scott Listfield! Scott's artwork was selected for this year's official First Night button!



You can check out more of Scott’s artwork on his website, astronautdinosaur.com or at the Laconia Gallery, 433 Harrison Avenue, starting December 3.

Monday, November 15, 2010

Patrick Dwyer featured in Mass Lawyer's Weekly Article

Reprinted with the permission of Mass Lawyer's Weekly


Lawyers compete in grueling triathlon
By Mass. Lawyers Weekly Staff
Published: November 1, 2010
Iron clad

Two local lawyers recently ventured to the land of leis, but they weren't relaxing in chaise lounges or sipping daiquiris under palm trees. Patrick F. Dwyer and Timothy W. Tapply went to Hawaii to compete in one of the planet's most grueling races: the Ironman World Championship. The pair swam 2.4 miles through a bay, biked 112 miles across scorching lava fields, and ran a 26.2 mile marathon - all in the same day. "I'm still sick," says Tapply of Brand & Associates in Wellesley. "I've been sick since the day after the race. It takes so much out of you physically." It was Tapply's first Ironman triathlon on the Big Island, while Dwyer, who practices in Newton, had raced in two other events in previous years and fared a little better after the Oct. 9 race. "When I did my first Ironman, I was a mess afterward," Dwyer says. "But as you do more of these, your body becomes less fatigued afterward. I could have run a couple of days later. I was fine." Tapply, 35, completed the race in 9 hours, 30 minutes and 1 second. Dwyer, 39, posted a time of 10:09: 28. The winner, a 37-year-old accountant, reached the finish line in 08:10: 37. Dwyer says his body "suddenly locked up" during the run, forcing him to walk the last 13 or so miles and lose time. "Part of it was dehydration and other things," he says. "The physical issues on the run prevented me from having the day I wanted to have." Dwyer and Tapply say they spent dozens of hours training for the event. Tapply locked himself in the furnace room at his house and pedaled a stationary bike for hours on end while wearing a thick hat and heavy clothing to prepare for the Hawaiian heat. The two attorneys ran together and worked out before and after work. The preparation, they say, was more difficult than the race itself. "Ironman training takes so much time that it really limits the work week, especially as the owner of a small firm," Dwyer says. "Whereas some attorneys stay and work late at night, I'm typically trying to get home at a reasonable hour so I can get my workouts in ... and in bed at a reasonable time, so I can get up to get my workouts in." Dwyer kept up with his lawyering by e-mailing clients and colleagues between workouts, he says, adding that the life of a triathlete is not all sweat and pain. The local triathlons he and Tapply compete in throughout the year offer networking opportunities that have netted new clients. "There's a large community of triathletes in the area from all walks of life," he says. "For me, triathlon is my golf course. But instead of hitting the greens, I'm on the bike or at races." Triathlons can pay off for lawyers in other ways, too, Tapply says. "Personally, I gain a great deal of confidence knowing that working diligently yields results," he says. "That is absolutely something I take with me every time I set foot in a courtroom."